Category: Claims, Disasters, Home, Damage, Homeowner's Insurance
As most Oklahoma homeowners know, tornadoes aren’t the only threat when it comes to living in our great state. In the wake of the September 3, 2016, 5.8-magnitude Pawnee quake, many Oklahomans learned the hard way that a standard homeowner’s policy doesn’t cover earthquake damage.
Category: Homeowner's Insurance
Most mortgage brokers require you to hold homeowners insurance, and since your home is likely a substantial portion of your net worth, wouldn’t you protect your home with this essential insurance even if it weren’t required?
Category: Landlord Insurance, Homeowner's Insurance, Investment Property Insurance
Did you know if you’re renting your home out, it might not be covered by homeowner's insurance?
Category: Homeowner's Insurance, Insurance Claims
When customers file a claim on their home after a storm or major event, the reimbursement process is often the most confusing thing they have to deal with. Different carriers have different rules, and there are even different rules between policies from the same carrier.
Category: Homeowner's Insurance
Did you know one of the most important things to consider when buying a home is the age and lifetime value of the roof? If you don't know, you could be in for a rude awakening if you need to replace it. And finding out can sometimes delay the buying process.
Category: Homeowner's Insurance, Insurance Claims
When a house has so much damage that you're better off starting over, the insurance agency calls that a total loss. Although we've never had that happen to any of our clients, with the recent natural disasters, we decided to get familiar with the process.