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Thrive Insurance Blog

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Top 3 Reasons You Should Be Working With An Independent Insurance Agent

 

There are two types of agents that sell insurance policies: captive and independent. A surprising number of consumers aren’t familiar with these terms or what they mean.

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Category: Insurance Agent, Insurance Coverage

Does Homeowners Insurance Cover Earthquakes in Oklahoma?

As most Oklahoma homeowners know, tornadoes aren’t the only threat when it comes to living in our great state. In the wake of the September 3, 2016, 5.8-magnitude Pawnee quake, many Oklahomans learned the hard way that a standard homeowner’s policy doesn’t cover earthquake damage.

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Category: Claims, Disasters, Home, Damage, Homeowner's Insurance

How To Find the Best Insurance Company For Your Needs?

 

With every other ad on television or Facebook promising the lowest insurers premiums, it can feel overwhelming when you’re trying to choose the best insurance company for your needs.

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Category: Insurance, Insurance Coverage

What to Consider When Getting an Auto Insurance Quote

These days, an agency that doesn’t offer a free car insurance quote online is in the minority. But just because it’s easy and free to get a quote doesn’t mean you’re getting the best quote. And it definitely doesn’t guarantee you’ll be saving money.

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Category: Vehicle-Related Injuries, Life Insurance, Auto Insurance

5 Things Oklahomans Need to Know About Home Insurance

Most mortgage brokers require you to hold homeowners insurance, and since your home is likely a substantial portion of your net worth, wouldn’t you protect your home with this essential insurance even if it weren’t required?

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Category: Homeowner's Insurance

How Do I Use Insurance to Protect Assets Owned By A Trust

Many financial advisors and estate attorneys today recommend trusts for clients who want to protect assets from costly probate court and the depletion that can result if you are subject to estate taxes.

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Category: Insurance Coverage, Property Management

What Causes Your Insurance Premium to Go Up?

It can be so frustrating to open your insurance bill to pay your premium, only to learn that your premium payments have increased on renewal. Unfortunately, rising insurance premium costs are a reality that cannot be avoided in the world of personal and business insurance.

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Category: Insurance Coverage, Insurance Premiums

Your Vacant Property Probably Has The Wrong Insurance Coverage

It’s not widespread knowledge, but vacant property has different insurance requirements than owner or renter-occupied property. Unfortunately, rental property owners and house flippers usually find this out for the first time after having claims rejected by their insurance company.

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Category: Insurance Coverage, Vacant Property

Is Your Boat Adequately Insured?

 

Even though you probably bought your boat more for fun than for function, it's still important to have adequate insurance coverage on your boat, just like you need on the car you drive to work every day. Your driver's record follows you when you're driving a boat, and you're taking the same level of risk on the water as you are on a highway.

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Category: Boat

Why Property Insurance Premiums Go Up Every Year

It can be frustrating seeing your insurance bill increase year-to-year. That frustration can sometimes lead people to shop around for new insurance, but there are several good reasons why insurance premiums increase.

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Category: Insurance Premiums